Royal Caribbean Group has partnered with Bank of America to introduce two new co-branded credit cards — Royal ONE Visa Signature and Royal ONE Plus Visa Signature — designed to reward spending across the company’s three cruise brands.
The new cards allow travelers to earn and redeem rewards across Royal Caribbean International, Celebrity Cruises and Silversea Cruises. According to the company, the initiative is part of a multi-year strategy to enhance its loyalty ecosystem and provide greater value for guests.
Unified Rewards Across Three Cruise Brands
The Royal ONE credit card program aims to simplify the way cruise passengers accumulate and redeem points. Cardholders will be able to earn rewards through both everyday spending and cruise vacation purchases across the three brands.
Executives say the new program reflects how many travelers move between brands within the Royal Caribbean Group portfolio.
Royal ONE Credit Card (No Annual Fee)
The standard Royal ONE Visa Signature card comes with no annual fee and offers the following rewards structure:
- 3x points on purchases with Royal Caribbean International, Celebrity Cruises and Silversea Cruises
- 2x points on groceries, gas purchases and EV charging
- 1x points on all other purchases
Additional travel benefits include:
- Priority boarding for cruises with Royal Caribbean and Celebrity
- $100 anniversary reward after qualifying annual spending
- Visa Signature travel protections
- No foreign transaction fees
Royal ONE Plus Credit Card ($99 Annual Fee)
The premium Royal ONE Plus Visa Signature card carries a $99 annual fee and offers enhanced rewards:
- 4x points on purchases with Royal Caribbean, Celebrity Cruises and Silversea
- 2x points on groceries, gas and EV charging
- 2x points on travel purchases including flights, hotels and dining
Premium travel benefits include:
- Priority suite boarding for cruises across all three brands
- Priority luggage handling on Royal Caribbean and Celebrity cruises
- $200 anniversary reward after qualifying spend
- $120 credit for TSA PreCheck or Global Entry every four years
- Visa Signature travel protections and no foreign transaction fees
Expanding Loyalty for Cruise Travelers
The new cards are expected to become available in the coming weeks. With the launch, Royal Caribbean Group aims to provide travelers with more flexibility in earning and redeeming rewards, regardless of which brand they sail with.
Industry analysts note that integrating rewards across multiple cruise brands could help strengthen customer loyalty and encourage travelers to explore different vacation experiences within the group’s portfolio.
